[Vanguard]又降價啦(Lower expense ratios on 21 Vanguard ETFs means more savings for you)

國外的領航投資(Vanguard)，在美國時間2019/04/26宣布了一項消息，那就是有21支ETFs，投資成本又下降啦。

領航投資，創辦者為約翰·柏格，是美國最大的基金管理公司之一。

包括了Vanguard S＆P 500 ETF（VOO）和Vanguard Total Stock Market ETF（VTI）等投資標成。

其中

VTI(Total Stock Market ETF)，總內扣比率從0.04%降低為0.03%

VEA(FTSE Developed Markets ETF)，總內扣比率從0.07%降低為0.05%

VWO(FTSE Emerging Markets ETF)，總內扣比率從0.14%降低為0.12%

投資成本越低，對於投資人來說，當然是一件好事。算了一下個人的投資成本，又降了0.05%，期待個人的投資標的，在往後的日子裡，領航投資能在進一步的宣佈調降投資成本。

21支標的，明細如下：

U.S bond ETFs

Ticker	Vanguard ETF name	New expense ratio	Previous expense ratio
VTEB	Tax-Exempt Bond ETF	0.08%	0.09%
BND	Total Bond Market ETF	0.04%	0.05%

U.S. stock ETFs

Ticker	Vanguard ETF name	New expense ratio	Previous expense ratio
VXF	Extended Market ETF	0.07%	0.08%
VUG	Growth ETF	0.04%	0.05%
VYM	High Dividend Yield ETF	0.06%	0.08%
VV	Large-Cap ETF	0.04%	0.05%
VO	Mid-Cap ETF	0.04%	0.05%
VOO	S&P 500 ETF	0.03%	0.04%
VTI	Total Stock Market ETF	0.03%	0.04%
VTV	Value ETF	0.04%	0.05%

International bond ETFs

Ticker	Vanguard ETF name	New expense ratio	Previous expense ratio
VWOB	Emerging Markets Government Bond ETF	0.30%	0.32%
BNDX	Total International Bond ETF	0.09%	0.11%

International stock ETFs

Ticker	Vanguard ETF name	New expense ratio	Previous expense ratio
VEU	FTSE All-World ex-US ETF	0.09%	0.11%
VSS	FTSE All-World ex-US Small-Cap ETF	0.12%	0.13%
VEA	FTSE Developed Markets ETF	0.05%	0.07%
VWO	FTSE Emerging Markets ETF	0.12%	0.14%
VGK	FTSE Europe ETF	0.09%	0.10%
VPL	FTSE Pacific ETF	0.09%	0.10%
VNQI	Global ex-U.S. Real Estate ETF	0.12%	0.14%
VXUS	Total International Stock ETF	0.09%	0.11%
VT	Total World Stock ETF	0.09%	0.10%

Ref
Lower expense ratios on 21 Vanguard ETFs means more savings for you